TransUnion is a consumer credit reporting agency that collects and aggregates information on over one billion individual consumers in over thirty countries. In the U.S., it gathers personal and financial data to create credit reports used by lenders, landlords, employers, and others to assess creditworthiness and make decisions.
TransUnion may collect and share:
Full name
Current and previous addresses
Social Security number
Date of birth
Credit account information
Payment history
Public records (e.g., bankruptcies)
Employment information
Inquiries from creditors
If your data remains accessible through TransUnion:
You may receive unsolicited credit and insurance offers.
Your personal information could be used in identity theft or fraud.
Inaccurate data may affect your creditworthiness.
Your financial privacy could be compromised.
This guide aims to help you understand how to limit the use of your personal information by TransUnion, enhancing your privacy and reducing unwanted solicitations.
Time to Complete: 5-10 minutes
Information Required: Full name, address, date of birth, Social Security number (optional but recommended for accuracy)
Verification Required: No
Data Removal Timeline: Typically, within 15 days
VPN Required: No
Visit the Opt-Out Page: https://service.transunion.com/dss/ccpa_optout.page
Click the button "BEGIN REQUEST"
Full name
Current address
Date of birth
Social Security number (optional, but helps with accurate identification)
Select the opt-out option you want, or you can select all
Click "Continue" to send your request
Review your request, then click "SUBMIT."
Allow up to 15 business days for the opt-out to take effect.
Using a disposable email address can help reduce future marketing emails.
If you continue to receive unwanted offers after the opt-out period, consider contacting TransUnion directly to ensure your request was processed.
Keep records of your opt-out request for future reference.
If you're having trouble removing your information from TransUnion, consider using a privacy protection service like Privacy Bee or PurePrivacy that can handle the opt-out process on your behalf.